Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit sorted.org.nz.
Choose how much you want and how long you want it for, and we’ll tell you how much you need to pay back.
It takes five minutes to apply online. Once we’ve received this, we’ll run some checks on the information provided in order to approve your loan.
Once your loan is approved, cash is immediately transferred to your account and usually available within 60 minutes.
Your repayment schedule will show when and how much, and to make things even easier, we set up a direct debit so you don’t have to do a thing.
First time customers receive a maximum loan amount of $1000, while second time customers can receive up to $1000. Repeat customers can borrow up to $3000 as long as their income is sufficient to service the loan.
We take the money out of your account using direct debit on your payday. Depending on your loan product, pay cycle or other arrangements, you can either pay it back in one lump sum or multiple repayments.
We don’t want you to get trapped in a debt cycle, so the maximum amount we will lend will have repayments no more than 40% of your net pay and we only offer credit to people who meet our standard criteria.
We pride ourselves on being a responsible lender and that means making sure that all our customers understand the costs and obligations of their loan. If you have any questions, talk with our online help team.