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Who we are

Need Cash Today is a unique online platform that provides a hassle-free loan alternative for everyday Kiwis.

Need Cash Today processes cash loans online using purpose-built software platform to drive significant efficiency and complete transparency over the process typically found with a traditional lender.

We're continually developing our unique software platform to drive significant efficiencies found in the often cumbersome processes of traditional financial service businesses, to become New Zealand's FinTech leader in digital lending.


As a registered Financial Service Provider, we pride ourselves on being a responsible lender and is compliant in all respects. Need Cash Today declines a majority of new applications because they do not meet our strict credit criteria and legal requirements for qualifying loans. Regular internal audits are also performed to ensure policies and systems are compliant.

We also belong to the dispute resolution scheme Financial Service Complaints Limited. AML Solutions develop compliance programmes for Anti-Money Laundering and the Countering the Financing of Terrorism laws. Staples Rodway audit the company on a biannual basis to ensure compliance with regulatory obligations.