Fast application
Forget the paperwork and hassle, apply 100% online in under 5 minutes.
Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit sorted.org.nz.
Short term loans are a a great way of making ends meet between paydays. We have all been there before, something unexpected pops up and all of the sudden you are experiencing what the bank calls 'insufficient funds'. That is where Need Cash Today comes in, we are the payday loan experts, we lend between $1025-5000 for between 62-368 days, letting you get on with life without worrying about money.
Getting a Need Cash Today payday advance is easy, just use the sliders below to design your loan, you tell us how much you want and when you can pay it back and we will tell you how much it will cost all up. The application process only takes five minutes max and then once we have approved your loan the money will be in your bank within an hour.
Need Cash Today, fast little loans online.
REALLY QUICK AND EASY
It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff.
Clare Wade
VERY IMPRESSED
Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!
Trusted Customer
ALWAYS 100% HAPPY
Always had a great experience, from returning for loans to them being very flexible with my repayments.
Ngareta Taviliniu
INCREDIBLY EFFICIENT
My go to in times of need and emergencies! Thank you to the team for providing this service and for having the initiative to make it work for my applications.
Trusted Customer
AWESOME
They made this experience easy. The speed in which the money was accessible was crazy fast.
Lisa Taylor
GREAT SERVICE
Automatic responses worked really well.
Irene Jeffries
Forget the paperwork and hassle, apply 100% online in under 5 minutes.
Work out a repayment schedule that fits your budget.
Upon approval, funds are transferred into your account within the hour.
Loan Amount
$1025
Approximate Repayment Amount
$86.84 per week
Number of Repayments
26
Interest and Fees
$1232.84
Total Repayment
$2257.84
* Warning: This repayment estimate is true only for the example provided. Different Terms, fees or loan amounts will create different results. There are no penalties for early repayments.
We've made borrowing simple. And surprisingly fast.
As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.
Whether it's covering a few everyday expenses until your next payday, or something a bit bigger for a bit longer, we've got you covered.