Fast application
Forget the paperwork and hassle, apply 100% online in under 5 minutes.
Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit sorted.org.nz.
Short term loans are a a great way of making ends meet between paydays. We have all been there before, something unexpected pops up and all of the sudden you are experiencing what the bank calls 'insufficient funds'. That is where Need Cash Today comes in, we are the payday loan experts, we lend between $500-5000 for between 92-304 days, letting you get on with life without worrying about money.
Getting a Need Cash Today payday advance is easy, just use the sliders below to design your loan, you tell us how much you want and when you can pay it back and we will tell you how much it will cost all up. The application process only takes five minutes max and then once we have approved your loan the money will be in your bank within an hour.
Need Cash Today, fast little loans online.
REALLY QUICK AND EASY
It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff.
Clare Wade
VERY IMPRESSED
Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!
Trusted Customer
ALWAYS 100% HAPPY
Always had a great experience, from returning for loans to them being very flexible with my repayments.
Ngareta Taviliniu
INCREDIBLY EFFICIENT
My go to in times of need and emergencies! Thank you to the team for providing this service and for having the initiative to make it work for my applications.
Trusted Customer
AWESOME
They made this experience easy. The speed in which the money was accessible was crazy fast.
Lisa Taylor
GREAT SERVICE
Automatic responses worked really well.
Irene Jeffries
Forget the paperwork and hassle, apply 100% online in under 5 minutes.
Work out a repayment schedule that fits your budget.
Upon approval, funds are transferred into your account within the hour.
We've made borrowing simple. And surprisingly fast.
As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.
If you have concerns about your finances, you can get free and confidential advice from an independent service. Money Talks is a free, independent helpline available to provide free and confidential budgeting advice, and you can contact them on 0800 345 123
Need Cash Today belongs to the dispute resolution scheme Financial Service Complaints Limited. If ever needed, as a Need Cash Today customer, you have access to this free, independent dispute resolution service which may help to investigate or resolve any complaint that we have been unable to resolve for you. There is no charge or fee for a complaint to be investigated or resolved, and you can contact them by calling 0800 347 257.
Whether it's covering a few everyday expenses until your next payday, or something a bit bigger for a bit longer, we've got you covered.