Fast application
Forget the paperwork and hassle, apply 100% online in under 5 minutes.
Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit sorted.org.nz.
For the best personal loans around you want Need Cash Today. We offer fast little loans online so that everyday Kiwis can make ends meet.
We have all been caught short at some point, you go to pay for something and see the dreaded word ‘declined’ on the screen. Thanks to Need Cash Today’s instant cash loans you can get borrow money in no time.
Need Cash Today specialise in fast little loans online, we have made it incredibly easy to apply and you can do the whole thing online. Just use the sliders on our home page to design your loan, work out how much you want, when you can pay it back and we will tell you how much you will have to pay all up.
Need Cash Today, payday loans that are quick, clear and fair the way they should be.
REALLY QUICK AND EASY
It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff.
Clare Wade
VERY IMPRESSED
Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!
Trusted Customer
ALWAYS 100% HAPPY
Always had a great experience, from returning for loans to them being very flexible with my repayments.
Ngareta Taviliniu
INCREDIBLY EFFICIENT
My go to in times of need and emergencies! Thank you to the team for providing this service and for having the initiative to make it work for my applications.
Trusted Customer
AWESOME
They made this experience easy. The speed in which the money was accessible was crazy fast.
Lisa Taylor
GREAT SERVICE
Automatic responses worked really well.
Irene Jeffries
Forget the paperwork and hassle, apply 100% online in under 5 minutes.
Work out a repayment schedule that fits your budget.
Upon approval, funds are transferred into your account within the hour.
Loan Amount
$1025
Approximate Repayment Amount
$86.84 per week
Number of Repayments
26
Interest and Fees
$1232.84
Total Repayment
$2257.84
* Warning: This repayment estimate is true only for the example provided. Different Terms, fees or loan amounts will create different results. There are no penalties for early repayments.
We've made borrowing simple. And surprisingly fast.
As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.
Whether it's covering a few everyday expenses until your next payday, or something a bit bigger for a bit longer, we've got you covered.