Payday Loans

Need Cash Today are the payday loans champions! We have built our system from the ground up so that it is the quickest, clearest and fairest around. You can design your loan using our sliders on our home page so you can decide how much you want, when you want to pay it back and how much you will owe all up. No hidden fees and no small print.

Applying will only take you about five minutes and the whole process can be done online, even the signature, meaning you don’t have to muck around looking for a fax machine or scanning documents.

Then once the loan has been approved we promise to have it in your bank account within 60 minutes and if somehow stuff up we will deduct the application fee.

When you need instant cash loans you need Need Cash Today. Fast little loans online.

Need up to $5,000 fast?
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

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Fast Little Loans Online
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100% online
60 minute payment guarantee
Automatic repayments
Minimum repayment period {{ GetProductConfig().MinimumLoanNumberOfDays }} days
Maximum repayment period {{ GetProductConfig().MaximumLoanNumberOfDays }} days
No hidden fees
No small print
No surprises
Maximum annual percentage interest rate {{GetProductConfig().AnnualInterestRate}}%

What You Need

be-connected
Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
employed
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
bank-account
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

REALLY QUICK AND EASY
"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
VERY IMPRESSED
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
ALWAYS 100% HAPPY
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
Sorted
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
Prompt
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
Fast!
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson