Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit

Payday Cash Advance

Life is full of surprises, some good and some bad. With Need Cash Today’s payday cash advance you can handle any surprise, whether you need to get your car fixed or you want to buy cheap flights, with our next payday loans you can get the money you need when you need it.

We offer fast little loans online, it’s what we do. It only takes about five minutes to apply and you can do the whole thing online. Our applications are 100% online, thanks to our digital signature technology, meaning that you can get on with your life. No more messing around with faxes or scanning documents, the whole process can be done on your computer.

Once your loan has been approved we can have the money in your account within 60 minutes letting you deal with the life little surprises.

Need Cash Today, instant online loans for ordinary Kiwis.

Getting ready...
Fast online application
Flexible repayment periods
Cash in 60mins

Get your cash in 3 easy steps


Fast application

Forget the paperwork and hassle, apply 100% online in under 5 minutes.


Flexible repayment periods

Work out a repayment schedule that fits your budget.


Cash in 60 mins

Upon approval, funds are transferred into your account within the hour.

Why choose a loan from us?

We've made borrowing simple. And surprisingly fast.

As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.

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Whether it's covering a few everyday expenses until your next payday, or something a bit bigger for a bit longer, we've got you covered.

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