Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit

Payday Advance

Do you need a payday advance? Need Cash Today can help. We are the instant cash loan experts. We have designed our system so that you can do the entire application online in around 5 minutes and with our unique digital signature technology you don’t need to muck around with something as archaic as a fax.

You can work out how much you want and how much you will owe all up using our sliders, then simply click through a few simple steps and your application is done. Then once we have approved it the money will be in your account within 60 minutes guaranteed!

Need Cash Today, fast little loans online so you can get on with life.

Getting ready...
Fast online application
Flexible repayment periods
Cash in 60mins

Get your cash in 3 easy steps


Fast application

Forget the paperwork and hassle, apply 100% online in under 5 minutes.


Flexible repayment periods

Work out a repayment schedule that fits your budget.


Cash in 60 mins

Upon approval, funds are transferred into your account within the hour.

Why choose a loan from us?

We've made borrowing simple. And surprisingly fast.

As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.

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Whether it's covering a few everyday expenses until your next payday, or something a bit bigger for a bit longer, we've got you covered.

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