Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit sorted.org.nz.

Paycheck Loan

Need a paycheck loan? Then you have come to the right place, Need Cash Today are the instant cash loan specialists. We can help when you need money in a hurry and can’t wait until your next payday. Life is full of unexpected costs, don’t get caught out, get an instant cash loan and get on with life.

At Need Cash Today our aim is to help people who can’t wait until their next payday. We know that life is full of surprises and that some things just can’t wait. It might be an emergency or it could be a bargain, we don’t care what you need the money for, we just want to make sure you can get it as soon as possible.

Need Cash Today, fast little loans online.

Getting ready...
Fast online application
Flexible repayment periods
Cash in 60mins

Get your cash in 3 easy steps

1.

Fast application

Forget the paperwork and hassle, apply 100% online in under 5 minutes.

2.

Flexible repayment periods

Work out a repayment schedule that fits your budget.

3.

Cash in 60 mins

Upon approval, funds are transferred into your account within the hour.

Why choose a loan from us?

We've made borrowing simple. And surprisingly fast.

As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.


If you have concerns about your finances, you can get free and confidential advice from an independent service. Money Talks is a free, independent helpline available to provide free and confidential budgeting advice, and you can contact them on 0800 345 123


Need Cash Today belongs to the dispute resolution scheme Financial Service Complaints Limited. If ever needed, as a Need Cash Today customer, you have access to this free, independent dispute resolution service which may help to investigate or resolve any complaint that we have been unable to resolve for you. There is no charge or fee for a complaint to be investigated or resolved, and you can contact them by calling 0800 347 257.

The {{GetProductConfig().ProductName}} Term Loan that suits your needs

Whether it's covering a few everyday expenses until your next payday, or something a bit bigger for a bit longer, we've got you covered.

  • Borrow from ${{GetProductConfig().MinimumLoanAmountNewCustom}} to ${{GetProductConfig().MaximumLoanAmountExistingCustom}}
  • Maximum annual percentage interest rate of {{ RoundAnnualInterestRate(GetProductConfig().AnnualInterestRate) }}%
  • Minimum loan term of {{ GetProductConfig().MinimumLoanNumberOfDays }} days
  • Maximum loan term of {{ GetProductConfig().MaximumLoanNumberOfDays }} days