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Need Cash Today makes borrowing moolah simple

Whether it’s Mula, Moolah or Moola, while you may think the spelling is confusing, one thing’s for sure: our loans aren’t. Mula, Moola or Moolah makes getting a fast cash loan simple and fair so you can access money when you need it in NZ.

With Moola or Moolah’s unique platform to NZ, you can work out how much Moolah money you want and how long you want your moolah cash loan for to see a total cost before applying. There are no hidden fees with Moolah cash loans, you see how much money you are borrowing and what it will cost to repay back your Moolah cash loan.

Next up, it’s time to apply for your Moolah money through a Moola loan. Once you’ve provided your details to Moola or Moola (or yes, even Mula), we then assess your application for a Moolah cash loan.

At Moola or Moolah, we take responsible lending seriously. Which is why we also ensure the amount of Moolah money you’re borrowing is affordable to repay based on your income and circumstances. We also do an employer check prior to approving your Moolah cash loan to ensure you’re in ongoing employment as well.

Once your Moolah cash loan is approved, you’ll have your moolah money available in your bank account within 60 minutes. In fact, Moolah cash loans are some of the fastest loans around. And when it comes to paying back your Moolah cash loan, we’ve made that easy too. We set up direct debits on agreed date(s) for agreed amount(s), and provided you’ve got the cash in there and make those Moolah cash loan repayments, then it’s all done. How easy is that?

However you spell it: Moola, Moolah, or yes, even Mula. And whether you ask for a Moola cash loan, a Moolah cash loan or even Moolah money, you’ll find a simpler, faster and straightforward solution right here. So use the Moolah cash loan calculator now to work out how much moolah money you could borrow and how much money a Moolah cash loan would cost you and what the easy repayment options for your Moolah cash loan look like.

Getting ready...
Fast online application
Flexible repayment periods
Cash in 60mins

Get your cash in 3 easy steps


Fast application

Forget the paperwork and hassle, apply 100% online in under 5 minutes.


Flexible repayment periods

Work out a repayment schedule that fits your budget.


Cash in 60 mins

Upon approval, funds are transferred into your account within the hour.

Why choose a loan from us?

We've made borrowing simple. And surprisingly fast.

As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.

If you have concerns about your finances, you can get free and confidential advice from an independent service. Money Talks is a free, independent helpline available to provide free and confidential budgeting advice, and you can contact them on 0800 345 123

Need Cash Today belongs to the dispute resolution scheme Financial Service Complaints Limited. If ever needed, as a Need Cash Today customer, you have access to this free, independent dispute resolution service which may help to investigate or resolve any complaint that we have been unable to resolve for you. There is no charge or fee for a complaint to be investigated or resolved, and you can contact them by calling 0800 347 257.

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