Fast Cash

Life doesn’t run according to plan and sometimes your next payday can seem a million miles away. All of a sudden some really cheap flights pop up but you don’t have enough money right then and there to get them. Don’t miss out, get an instant cash loan!

When you need fast cash and can’t wait for your next payday, then Need Cash Today can help. We are New Zealand’s number one payday loan provider. We do fast little loans online so Kiwis can get money when they need it. Applying for a Need Cash Today loan is really simple and super fast and once your loan is approved we can have the money in your account within 60 minutes.

Don’t let life pass you by because you don’t have the money when you need it, with Need Cash Today you can get the cash in hours. Same day loans from Need Cash Today, letting you do what you want when you want.

Need up to $5,000 fast?
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

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Fast Little Loans Online
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100% online
60 minute payment guarantee
Automatic repayments
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Maximum repayment period {{ GetProductConfig().MaximumLoanNumberOfDays }} days
No hidden fees
No small print
No surprises
Maximum annual percentage interest rate {{GetProductConfig().AnnualInterestRate}}%

What You Need

be-connected
Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
employed
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
bank-account
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

REALLY QUICK AND EASY
"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
VERY IMPRESSED
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
ALWAYS 100% HAPPY
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
Sorted
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
Prompt
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
Fast!
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson