Emergency Cash

So you car has just broken down and you don’t have enough money to fix it but you need it to get to work. This is what you call a Catch 22 situation but don’t stress, Need Cash Today can fix it. When you need emergency cash we can help.

Need Cash Today is New Zealand’s leading payday loan company. We specialise in providing quick, clear and fair loans and you can do the whole thing online. Yip, our loan applications are 100% online meaning you can get it done in around five minutes. Once we confirm your details and the loan is approved, the money will be in your account in 60 minutes guaranteed. Our loans are the fastest around, so that you can get it back on the road again in no time.

Need Cash Today, Quick, Clear and Fair. The way quick cash ought to be.

Need up to $5,000 fast?
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

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Fast Little Loans Online
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100% online
60 minute payment guarantee
Automatic repayments
Minimum repayment period {{ GetProductConfig().MinimumLoanNumberOfDays }} days
Maximum repayment period {{ GetProductConfig().MaximumLoanNumberOfDays }} days
No hidden fees
No small print
No surprises
Maximum annual percentage interest rate {{GetProductConfig().AnnualInterestRate}}%

What You Need

be-connected
Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
employed
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
bank-account
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

REALLY QUICK AND EASY
"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
VERY IMPRESSED
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
ALWAYS 100% HAPPY
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
Sorted
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
Prompt
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
Fast!
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson