Not suitable for an ongoing finance solution. Late repayment can cause money problems. For help on managing finances, visit sorted.org.nz.

Bad Credit Loans

At Need Cash Today even if you have got bad credit you can still get a payday loan from us. As long as you meet all of our criteria and we believe that you will be able to make the payments, we will give you a loan.

We do fast little loans online because we believe that getting a payday loan should be quick and easy. If you have bad credit then apply for a Need Cash Today cash loan today and get the money you need now.

We pride ourselves on being a responsible lender and if we do not think you will be able to easily make the repayments we will decline, but if you are in full time employment and meet all our other criteria, chances are you will get the loan, even with a bad credit history.

You can get bad credit loans from Need Cash Today because we believe in second chances and we know that people need instant cash.

Getting ready...
Fast online application
Flexible repayment periods
Cash in 60mins

Get your cash in 3 easy steps

1.

Fast application

Forget the paperwork and hassle, apply 100% online in under 5 minutes.

2.

Flexible repayment periods

Work out a repayment schedule that fits your budget.

3.

Cash in 60 mins

Upon approval, funds are transferred into your account within the hour.

Why choose a loan from us?

We've made borrowing simple. And surprisingly fast.

As a responsible lender, we help thousands of Kiwis out with loans up to $5,000 with affordable repayment periods that fit the budget. The entire application can be completed online in as little as 5 minutes. Once the loan has been approved, money will be in your account seriously fast.

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