09 928 6800
Apply Now
Apply Now

Check your loan options
in 5 minutes

One application. One soft credit check. We do the work of matching you to the right lender — you fill in the form and we take it from there.

Applying directly to multiple lenders leaves hard marks on your credit file and can lower your score. Apply here once and we handle the rest.
Matched to the right lender
No credit score impact
Same-day funding possible
Rates from 8.99% p.a.
Borrow $1,000 to $250,000
No obligation to proceed

What happens after you apply

1
We run a soft credit check and assess your application
2
We match you to the lender most likely to approve you
3
We contact you with your approval — you decide if you want to proceed
FSP486566 — FSPR Registered
256-bit SSL encrypted
5.0 Trustpilot
1,000+ reviews
4.9 Google
160+ reviews

Reviews collected under Lending Room — the team behind NeedCashToday

Get started — it takes 5 minutes
Secure and encrypted
We run a soft credit check during our assessment. This does not affect your score. Once matched, some lenders accept our check while others may run their own.
Applications processed by Lending Room — NZ loan broker

By submitting this form you agree to our Terms and Conditions and Privacy Policy. NeedCashToday is a brand of Lending Room Limited, a registered financial services provider (FSP486566). We are a broker and do not lend directly. Rates from 8.99% to 29.95% p.a. (AIR). Establishment fee up to $450 and broker fee up to $1,500 may apply.