These loan products are high-cost credit contracts.
The maximum balance of the loan will be capped at double the amount you received from us. No other costs of borrowing may be charged or debited to your account.
These loan products are only suitable for short term lending purposes and should not be used for long term cashflow requirements.
You may be able to work out a payment plan with your electricity, gas or phone provider so please consider this option first.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
You may want to consider other options before applying - MoneyTalks is a free, independent helpline available to provide free and confidential budgeting advice, ring 0800 345 123.
If you are already in financial difficulty and seeking Budget Advice, or you are claiming insolvency or hardship for outstanding financial products you should not apply for a loan.
If there are significant foreseeable changes to your financial situation we recommend you to do not proceed with your application.
If you do not understand anything during the application process please contact us 0800 003 011 to discuss before proceeding, or seek independent advice.
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